Simple Shared Finances
For Partners.
Link any bank, split what’s shared, and see the real number left for the month. Free for 60 days. No more spreadsheet. No more “who paid for what.”
Your paycheck isn't what you think it is.
Most of it was committed before you even saw it. MosyMoney maps every dollar from income to available — instantly.
$820 shared, and $410 spent
Up and running in minutes.
Connect your accounts
Link your bank accounts and credit cards in under two minutes. MosyMoney reads your transactions — you stay in control.
Set up your bills and splits
Mark which bills are yours, which are shared, and how you split the rest. MosyMoney remembers — so you only do this once.
See your real numbers — together
Your dashboard updates live. Each person sees their own available balance, and you both see the shared picture. No spreadsheets. No arguments.
Built around one idea.
Your number, always visible
The moment you open MosyMoney, you see your real available balance — after every committed dollar. Not your account balance. Your actual number.
Split anything, remember nothing
Tag any transaction as yours, shared, or split. Set your default split ratios once. MosyMoney does the accounting every time.
Bills on autopilot
Every recurring charge is mapped in advance. Your available number already accounts for the mortgage before it posts.
Settle up in one tap
At the end of the month, MosyMoney tallies exactly what each person owes. One tap to settle. No awkward conversations.
Simple, transparent pricing
Try everything free for 60 days — then one small yearly price.
Individual
60-day free trial · no card required
- Link unlimited bank accounts
- Automatic sync & categorization
- Recurring bills & monthly forecast
- The real number left each month
Couples
60-day free trial · no card required
- Everything in Individual
- Covers both partners — one plan
- Split & settle shared expenses
- One shared picture of the month
Questions, answered
- How much does MosyMoney cost?
- Every new account starts with a full-featured 60-day free trial — no card required. After that, it is $12/year for one person, or $24/year for a Couples plan that covers both partners. That is it: no monthly plans, no add-ons, no surprises.
- Is it safe to connect my bank account?
- Your connection is read-only and secured with bank-level encryption — MosyMoney can see your transactions to help you split them, but can never move your money. Your login credentials are never shared with us.
- Do both partners need to sign up?
- You can start solo and link your own accounts right away. To split shared expenses automatically, your partner joins and links theirs too — then you both see the same shared picture.
- Do I have to combine accounts with my partner?
- No. MosyMoney works with whatever account structure you already have — fully separate, joint, or a hybrid. It shows the shared view across your accounts without forcing you to merge anything.
- Do you sell my financial data?
- No. We do not sell your data. MosyMoney makes money from its paid subscriptions, not by selling what it learns about you.
Start with clarity.
Together.
We’re still building. Be first in line when MosyMoney opens up.