FOR COUPLES & PARTNERS

Know exactly what
you actually have
this month.

When $5,100 hits your account on payday, $3,480 is already committed. MosyMoney shows you the number that actually matters — for both of you.

$0
Free forever
2 min
To set up
Bank-level
Encryption
The insight

Your paycheck isn't what you think it is.

Most of it was committed before you even saw it. MosyMoney maps every dollar from income to available — instantly.

Paycheck
$5,120
Bills
Mortgage, car, phone, utilities — locked in before the month starts.
$2,405
Shared
Expenses you split with your partner. Auto-tracked, no more mental math.
$820
Spending
What you've spent so far. Tagged as yours, shared, or split.
$410
Available
The number that actually matters. Yours, right now.
$1,485
Your Available — Right Now
$1,485
after $2,405 in bills,
$820 shared, and $410 spent
Partner's Available
$1,920
Shared Pool
$820
How it works

Up and running in minutes.

01

Connect your accounts

Link your bank accounts and credit cards in under two minutes. MosyMoney reads your transactions — you stay in control.

Chase Checking
···4821
$4,300
Ally Savings
···2290
$12,840
Amex Gold
···9921
−$1,240
02

Set up your bills and splits

Mark which bills are yours, which are shared, and how you split the rest. MosyMoney remembers — so you only do this once.

🏠
Mortgage
Shared 50/50
$1,850
🚗
Car Insurance
Mine
$220
Electric
Shared 60/40
$84
📱
T-Mobile
Mine
$85
03

See your real numbers — together

Your dashboard updates live. Each person sees their own available balance, and you both see the shared picture. No spreadsheets. No arguments.

Casey's Available
$1,247
Jamie's Available
$1,920
Shared Pool
14 splits this month
$820
Features

Built around one idea.

Available

Your number, always visible

The moment you open MosyMoney, you see your real available balance — after every committed dollar. Not your account balance. Your actual number.

Shared

Split anything, remember nothing

Tag any transaction as yours, shared, or split. Set your default split ratios once. MosyMoney does the accounting every time.

Bills

Bills on autopilot

Every recurring charge is mapped in advance. Your available number already accounts for the mortgage before it posts.

Settle Up

Settle up in one tap

At the end of the month, MosyMoney tallies exactly what each person owes. One tap to settle. No awkward conversations.

Start with clarity.
Together.

Free to use. No credit card. Takes two minutes to set up.

Create a free account →
No credit card required · Works with major US banks